Privacy Policy

Effective as of: June 2023 owns and operates this website (hereinafter referred to as the (“Service”). This privacy policy informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data. If you do not agree to the terms of this Privacy Policy in its entirety, you may not access or otherwise use the Service. Please note, if you are a resident of a European Union Member State (“EU Resident”), you are not permitted to use the Site and/or Company Offerings (as defined below).

Please note, if you are a resident of California, Company may have accessed your personal information in connection with Company's role as data broker, as that term is defined in California Civil Code section 1798.99.80 et seq. California State residents should Click Here for our privacy policy applicable to the collection, storage and use of the personal information of California State residents in connection with our role as a data broker.

Your California Privacy Rights

The following does not apply to individuals who are not residents of the State of California, individuals applying for employment with Company and/or Company's third-party business partners.

Opt-Out from the Sale of Your Personal Information

Company acts as a data broker, as that term is defined in California Civil Code section 1798.99.80 et seq., with respect to consumer information. As such, if you are a California resident consumer, you have the right to opt-out of our sale of your personal information to third parties. To exercise the right to opt-out of our sale of your personal information to third parties, please submit a verifiable request to us by either:

We endeavor to act on all opt-out requests as soon as practicable, but in all cases within fifteen (15) business days of the receipt of your request.

Shine the Light. If you are a resident of the State of California and would like to learn how your personal information is shared with third parties, what categories of personal information that we have shared with third parties in the preceding year, as well as the names and addresses of those third parties, please call us at: ; e-mail us at: ; or contact us by going to:

Your Nevada Privacy Rights

If you are a resident of the State of Nevada and would like to opt-out from the sale of your personal information to any third party data broker, please call us at: ; e-mail us at: ; or contact us by going to: Contact Us. Nevada law requires we provide the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702.486.3132; email:

Personal Data

We collect several types of personal data for various purposes to provide and improve our Service to you, when you complete a form or application in connection with the Service, and through your usage of the Service. The types of personal information we collect and share can include:

  • Social Security number
  • First and last name
  • Employment Information
  • Phone number
  • Address, state, ZIP/Postal code, city
  • Income and pay period information
  • Loan and credit card account balances
  • Cookies and usage data

Usage Data

We may also collect information on how the Service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer's Internet Protocol address (“IP address”), browser plug-in types and versions, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Tracking and Cookies Data

We use cookies and similar tracking technologies to track the activity on our Service and we hold certain information. Cookies are used by your computer's browser to store your preferences. Cookies, by themselves, do not tell us your e-mail address or other personally identifiable information. We use cookies to understand, improve, and analyze our Service. You can disable cookies through your Internet browser. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Use of Data

We collect information about you to be able to provide our Service to you. We may also use your personal data to send you email messages about products or services that may be of interest to you either from us, our marketing partners, or other third parties. Other purposes include:

  • To notify you about changes to our Service
  • To deliver our Service, products, and other offerings
  • To provide customer support
  • To gather analysis or information to that we can improve our Service
  • To detect, prevent and address technical issues
  • To validate your identity as necessary to provide our Service to you
  • To send you promotional offers, advertising, or other marketing content
  • In any other way we may describe when you provide the information
  • For any other purpose with your consent

By submitting your personal information by and through the Service, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the “Rule”) and applicable state do-not-call regulations. As such, notwithstanding that your telephone number may be listed on the Federal Trade Commission's Do-Not-Call List, and/or on applicable state do-not-call lists, we retain the right to contact you via telemarketing in accordance with the Rule and applicable state do-not-call regulations.

Where you provide “prior express consent” within the meaning of the Telephone Consumer Protection Act (47 USC § 227), and its implementing regulations adopted by the Federal Communications Commission (47 CFR § 64.1200), as amended from time-to-time (“TCPA”), you consent to receive telephone calls from Company, including artificial voice calls, pre-recorded messages and/or calls (including SMS text messages) delivered via automated technology, to the telephone number(s) that you provided. Please note that you are not required to provide consent under the TCPA in order to obtain access to the Service, and your consent simply allows, as well as the designated Third-Party Service Providers and marketing partners, to contact you via these means. Please be advised that by agreeing to this Privacy Policy, you are obligated to immediately inform us if and when the telephone number that you have previously provided to us changes. Without limiting the foregoing, if you: (a) have your telephone number reassigned to another person or entity; (b) give up your telephone number so that it is no longer used by you; (c) port your telephone number to a landline or vice versa; or (d) otherwise stop using that telephone number for any reason (collectively “Phone Number Change”), you agree that you shall promptly notify us of the Phone Number Change via e-mail at: , or by using one of the methods set forth in the “Contact Us” section below.

You hereby consent to the disclosure of any record or communication to any third-party when we, in our sole discretion, determine the disclosure to be required by applicable law, including sharing your e-mail address with third-parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time, and other e-mail marketing laws. Users should also be aware that courts of equity, such as U.S. Bankruptcy Courts, might have the authority under certain circumstances to permit personal information to be shared or transferred to third-parties without permission.

Information Sharing

We may share your personal data with our parent, affiliates, unaffiliated third-party lenders, debt relief service providers, marketers and list managers with whom we have a business relationship. We may also share your information with:

  • Service providers, vendors and other third parties that provide services to us or work on our behalf.
  • Our marketing partners
  • Other third parties when you authorize or direct us to share your information.
  • A buyer or successor in the event of a merger, acquisition, sale, restructuring, reorganization, or other transfer or disposition of some or all our assets.

We may also disclose your personal information if we believe we are required to do so by applicable law, to comply with any legal process, to exercise or defend legal claims, to respond to governmental requests, to protect against liability, and if necessary, to protect the rights, property or safety of users of this Service or the public.

Links to Other Sites

Our Service may contain links or automatically redirect you to other sites that are not operated by us. If you click a third-party link, you will be directed to that third party's site. These third-party sites may independently solicit and collect information from you. This Privacy Policy applies solely to information collected when you use our Service. We strongly advise you to review that Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Online Activity

Even if you only visit, navigate or explore our websites without ever submitting personal information, we may collect information about your online activity.

We use remarketing services to advertise on third-party websites (e.g., search engines) to previous visitors of our websites. Remarketing places a cookie on your web enabled device that allows placement on websites you visit.


Use of our Service is not intended for children under 13 years of age. We do not knowingly collect personal information from anyone under the age of 18. By using this Site, you represent and warrant that you are at least 18 years of age. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information.

Opting Out of Receiving Email

You can choose to opt out from receiving email communication offers from us at any time by clicking the unsubscribe link located at the bottom of any marketing email.

Notwithstanding the foregoing, we may continue to contact you for the purpose of communicating information relating to your request for Services, as well as to respond to any inquiry or request made by you. To opt-out of receiving Service-related and/or inquiry response-related messages from us, you must cease requesting and/or utilizing the Service and/or cease submitting inquiries to, as applicable.


We take careful steps to safeguard customer data. We restrict access to your personal data to those employees who need to know that information to perform their jobs, and we provide regular training to our employees on privacy, information security, and their obligation to safeguard your information. We maintain physical, electronic, and procedural safeguards that comply with industry standards to protect your personal information and we regularly test those safeguards. These measures may include oversight of our service providers to ensure that your information remains secure.

The security of your data is important to us but remember that no method of transmission over the internet or method of electronic storage is 100% secure. You can safeguard your personal information by taking a few simple precautions. Protect your account numbers, passwords, PIN's, and customer access numbers. Never disclose confidential information to unknown callers. You should always use a secure browser and current virus detection software, and never open email from unknown sources.

Privacy Policy Updates

We may update this privacy policy from time to time. Any changes will be effective upon posting the policy on our website(s). We encourage you to review this privacy policy frequently. If we make material changes, we will post a conspicuous notice on our website(s)


If you have questions about this privacy policy or our privacy practices, please contact us at